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Insurance & payment

Understanding coverage can feel simpler.

You’re looking for support, and the cost of care matters. CFSS accepts Medicaid through Community Care Behavioral Health in contracted areas. Let’s help you work out which questions to ask about your plan.

Start with a coverage conversation.

Call before your first visit. Your plan, county, and requested service all matter.

Coverage information is not a guarantee of payment or authorization.

Medicaid in Pennsylvania

Your mental health coverage has its own pathway.

In Pennsylvania, Medicaid behavioral health benefits are managed separately from physical health benefits. That means the name on your medical insurance card is only part of the picture.

Community Care Behavioral Health, also called Community Care or CCBH, manages those benefits for Berks County and the North Central region, including Schuylkill County. CFSS participates in its contracted areas.

Pennsylvania Medicaid behavioral health benefits are managed separately from physical health benefits. Your county, exact plan, and requested service matter when checking coverage. Acceptance of a Medicaid product does not establish acceptance of a similarly named commercial plan.

A guide to the conversation

Insurance information by county.

Based on CFSS’s insurance guide updated October 9, 2026. Please call to confirm the coverage that applies to your care.

Medicaid HealthChoices

Berks County · Reading

Community Care Behavioral Health, with the physical health plans below.

  • UnitedHealthcare Community Plan
  • AmeriHealth Caritas Pennsylvania
  • AmeriHealth Caritas PA Community HealthChoices
  • Highmark Wholecare
  • UPMC for You
  • Health Partners
  • Aetna Better Health
  • Geisinger Health Plan Family
  • Medical Assistance (fee-for-service), children's and adult programs
  • Jefferson Health Plans EverWell

Medicaid HealthChoices

Schuylkill County · Pottsville

Community Care Behavioral Health, with the physical health plans below.

  • Geisinger Health Plan Family
  • AmeriHealth Caritas Northeast
  • Aetna Better Health
  • Jefferson Health Plans EverWell
  • UPMC for You

Northumberland County

CFSS's current guide also includes Northumberland County. Call to discuss the service you need and your exact coverage. Insurance participation does not establish availability of every CFSS program in the county.

UPMC for Kids (CHIP)

CFSS's current guide includes UPMC for Kids through CHIP. Contact the office to discuss coverage for the service you need.

Let’s talk through your options

Coverage questions are welcome here.

Have your insurance card nearby when you call. Staff can help you understand which information is needed.

Paying for care yourself?

Self-pay is available. Call either office for current rates.

How to get started

Ask us to talk about coverage.

Call either office and our front desk will check your coverage with you before your first visit.

Monday–Friday, 8am–6pm. Saturdays by appointment.

Insurance questions

Clear answers before you begin.

Does CFSS accept Medicaid?
Yes. CFSS accepts Medicaid through Community Care Behavioral Health in contracted county areas. Call the office to check the county, plan, and service that apply to you.
Why does my county matter?
Pennsylvania Medicaid mental health benefits are organized through Behavioral HealthChoices. Your county helps determine the organization that manages those benefits. A physical health plan name on its own does not confirm your behavioral health coverage at CFSS.
What if I don’t have insurance?
Self-pay is available. CFSS asks that you call either office for current rates. The fee schedule is not published online.
Do you accept private or employer insurance?
Please call either office to ask about your exact plan. This page does not establish participation with private or commercial insurance.